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© 2008 Brewer Insurance Ltd. All Rights Reserved.
Auto Insurance
Colin Brewer, BBA, CIP
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.jpg "Colin Brewer smiling")
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Some people believe that auto insurance is just a commodity. It isn't.
Remember that sometimes "you get what you pay for". The cheapest option might not provide you or your family with the best protection. The saying goes "you don't need insurance until you have a claim." When you do have a claim, something that goes wrong, that's a terrible time to discover that you don't have adequate protection.
With car insurance, you are not only protecting yourself in case of an accident, but also your financial well-being in the future and the choices you make could affect you for the rest of your life. Protect yourself by purchasing adequate auto insurance.
Benefits of Insuring your Car With Us:
Ø 24/7 Emergency Claims Service
Ø Payment plan options
Ø Experienced Driver Discount
Ø Claims Free Discount
Ø Multi-vehicle Discount
Ø Experienced & Licensed Agents
Components of a Car Insurance Policy in New Brunswick:
Bodily Injury Liability
It pays the medical and other expenses of people injured in an accident you cause. This is a required coverage.
Property Damage Liability
It covers damage your car causes to property, such as objects you may hit (fenceposts, garages, buildings...). This is a required coveage.
Direct Compensation Property Damage
This coverage protects you against damage to your car in the event of an accident that’s not entirely your fault. This means your own insurance company repairs your vehicle no matter who’s at fault.
This coverage is mandatory.
Accident Benefits
This mandatory coverage applies if you or any of your passengers are injured or killed in an automobile accident, regardless of who is responsible. It includes supplementary medical, rehabilitation, attendant care, caregiver, income replacement, and many other benefits.
Uninsured/Unidentified Motorist
This pays for injuries to you, and, in some cases, damage to your car, if you are hit by a driver who doesn't have insurance or is unidentified.
Collision
This optional protection covers the damage done to your car when it collides with another car or an object or upset of your vehicle.
Comprehensive
This optional protection covers damage to your car that results from something other than a collision, for example damage caused by theft, windstorm, windshield damage, vandalism and more.
Remember that sometimes "you get what you pay for". The cheapest option might not provide you or your family with the best protection. The saying goes "you don't need insurance until you have a claim." When you do have a claim, something that goes wrong, that's a terrible time to discover that you don't have adequate protection.
With car insurance, you are not only protecting yourself in case of an accident, but also your financial well-being in the future and the choices you make could affect you for the rest of your life. Protect yourself by purchasing adequate auto insurance.
Benefits of Insuring your Car With Us:
Ø 24/7 Emergency Claims Service
Ø Payment plan options
Ø Experienced Driver Discount
Ø Claims Free Discount
Ø Multi-vehicle Discount
Ø Experienced & Licensed Agents
Components of a Car Insurance Policy in New Brunswick:
Bodily Injury Liability
It pays the medical and other expenses of people injured in an accident you cause. This is a required coverage.
Property Damage Liability
It covers damage your car causes to property, such as objects you may hit (fenceposts, garages, buildings...). This is a required coveage.
Direct Compensation Property Damage
This coverage protects you against damage to your car in the event of an accident that’s not entirely your fault. This means your own insurance company repairs your vehicle no matter who’s at fault.
This coverage is mandatory.
Accident Benefits
This mandatory coverage applies if you or any of your passengers are injured or killed in an automobile accident, regardless of who is responsible. It includes supplementary medical, rehabilitation, attendant care, caregiver, income replacement, and many other benefits.
Uninsured/Unidentified Motorist
This pays for injuries to you, and, in some cases, damage to your car, if you are hit by a driver who doesn't have insurance or is unidentified.
Collision
This optional protection covers the damage done to your car when it collides with another car or an object or upset of your vehicle.
Comprehensive
This optional protection covers damage to your car that results from something other than a collision, for example damage caused by theft, windstorm, windshield damage, vandalism and more.